Банковское дело: современная система кредитования

The introduction of bank cards as a primary means of cashless transactions is an important task "technological revolution" of banking activities. This is a means of payment, having many undoubted advantages, provides both cardholders and credit organizations involved in their production and maintenance, a lot of advantages. For cardholders are - convenience, reliability, practicality, time saving, and most importantly - no need to carry large sums of cash. For credit organizations - increasing competitiveness and prestige, assurance of payment, reducing costs for manufacturing, accounting and processing of paper-money supply, the minimum time cost and economy of a living labor. This is just an incomplete list of possibilities of plastic money, leading to their recognition in the global market.

Introduction ____________________________________________2
Banking plastic card as a tool for calculations and credit

1. Types of plastic cards ___________________________________ 3
2. The basic scheme of operation with the bank's credit card ______ 8
3. The benefits of card payment systems for its members ________ 12
Banks are members of card payment systems

1. Issuing bank __________________________________________13
2. Bank-acquirer _________________________________________19
3. Repayments __________________________________________ 21
4. Profitability of operations with bankcards ____________________ 22
Conclusion______________________________________________ 25
Bibliography_____________________________________________ 26